Tell us where and when it happened. We route your claim to an attorney licensed in your state.
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Your name, a phone number, the state, and the date of the crash. Four fields, about a minute.
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Your claim goes to an attorney licensed where the crash happened, not a national call center reading a script.
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A free review of what you have. No obligation to hire anyone.
App status is one of the facts that determines which policy applies, but the actual limits are set state by state. A crash before a ride is accepted can fall under a different coverage tier than one after acceptance, and some states even distinguish the drive to pickup from the period when a passenger is in the vehicle.
| App status at impact | Coverage usually involved | What changes by state |
|---|---|---|
| Driver offline | Driver’s personal auto policy | Personal-policy limits and ordinary state auto-insurance rules apply; rideshare coverage generally does not. |
| App on, no ride accepted | Rideshare / transportation-network coverage may apply | Waiting-period liability limits vary by state. Some states also require personal injury protection or uninsured / underinsured motorist coverage. |
| Ride accepted, heading to pickup | Rideshare / transportation-network commercial coverage | Many states increase coverage once a ride is accepted. A few states use a separate limit before the passenger enters the vehicle. |
| Passenger in the vehicle | Rideshare / transportation-network commercial coverage | Higher commercial limits usually apply, but the amount is state-specific and is not universally $1 million. |
The structure and dollar limits are state-specific. Use the state pages for the applicable statutory limits and coverage rules rather than assuming one national set of numbers.
Eight sections, written plainly and kept current. Read them before you talk to anyone's insurer, including your own.
$5k – $20k
Checked, released, and back to work within the week.
$15k – $75k
Physical therapy, imaging, missed shifts, a documented course of care.
$75k+
Where the commercial policy limits start to matter, and get tested.
Illustrative ranges only, not drawn from Rideclaim.co's own case data. They are not a prediction, an average, or a promise. Only a licensed attorney who has read your file can value your case.
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